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26 April 2010
Selling Your Home? Plan Your Marketing
How can I get the most $$$ "in my pocket" from the sale of my home? If you are like most folks "highest possible $$$ amount in your bank" is your goal when you are selling your home. How do you find buyers for your home? There are Read More...
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26 August 2009
Speak out against HST on new home sales & real estate services in BC
Last month when BC govt. announced the plans to implement new tax system HST (harmonized sales tax) in 2010, I wrote a blog post about how it would affect the real estate industry and new home buyers. Just like me most other REALTORS® are concerned Read More...
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11 July 2009
A picture is worth thousands of $$$
If a picture is worth a thousand words it can be worth thousands of dollars if its a picture of a property you are trying to sell. An image may be more influential than a substantial amount of text or audio description of a property. Many buyers and their Read More...
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11 June 2009
Full disclosure is critical component in pre-sales agreements
The Supreme Court of British Columbia allowed one buyer to abandon his pre-sale contract because of an incomplete disclosure statement by the developer. The BC Supreme Court Judge Lynn Smith in her judgment ruled that buyers had the right to rescind their Read More...
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21 October 2008
Prime Drops To 4%
"Experts" were wrong. Prime rate is down at 4%. TD Canada Trust was the first of big Canadian banks to move on interest rates this afternoon when it announced that it has lowered its prime lending rate by 35 basis points to 4%, effective Oct. Read More...
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21 October 2008
Gas Price Drops Below $1/Litre
I just filled up my car at Costco. A litre of gas was priced under $1 (@ 99.9 Cents). I wasn't the only one excited about the lower price at the pump. 2 Costco employees were controlling traffic at the pumps. Read More...
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06 September 2008
Buying Mortgage Insurance? Lender vs Independent
I met with an insurance broker last night and she raised some interesting points while we were talking about mortgage (life) insurance. Most people buy insurance on their life when they get a mortgage to protect their loved ones in case of death of mortgagor. Read More...
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24 June 2008
$3500 Grant To Make Homes Safer For Seniors
Under its Home Adaptations for Seniors' Independence (HASI) program CMHC helps homeowners and landlords pay for minor home modifications to extend the time low-income seniors can live in their own homes independently. Homeowners and landlords may Read More...
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09 June 2008
Fully Forgivable Loan For Renovations
CMHC's RRAP - The Residential Rehabilitation Assistance Program — is to assist in the creation of affordable housing for low-income seniors and adults with a disability by providing financial assistance to convert/develop existing residential Read More...
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21 May 2008
Should You Test the Air in Your Home for Mold?
Molds are microscopic fungi That grow and reproduce rapidly. Mold can be harmful. It can damage and even ruin materials, such as paper, cardboard and fabrics. More importantly, mold can affect your health and your family’s health. Molds can cause Read More...
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21 May 2008
Discounted Mortgage Loan Insurance for Energy-Efficient Homes
For most people, the hardest part of buying a home — especially the first home — is saving the necessary down payment. Mortgage Loan Insurance helps you buy a house with little or no down payment. CMHC or Canada Mortgage and Housing Corporation Read More...
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19 April 2008
Why Get Pre-approved?
We the Realtors always tell our buyer clients to get pre-approved for a mortgage before going to look at homes. Here is another example why you should get pre-approved for a mortgage before you go shopping: I listed a condominium last month and this week Read More...
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18 April 2008
Improve your beacon score – Part 2
Earlier this week, we talked about making your payments on time and keeping your balances at or below 75% of the limit. Those two items make up 65% of your beacon score. Let’s discuss the other 35%. How long is your credit history? Don’t cancel Read More...
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14 April 2008
Improve your beacon score – Part 1
Whether you have poor credit, excellent credit or something in between, there is always room for improvement on your beacon score. For starters, and most obvious, make your payments on time. Whether it’s a credit card, mortgage or personal loan Read More...
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04 March 2008
Buy U.S. Real Estate Up To 70% Off
Got your attention! Didn't it? Just like the headline of the letter that I received today in my mail. The 8 page letter designed to excite the reader about bargains available in the United States real estate market calls for immediate action to attend Read More...
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