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21 October 2008
Prime Drops To 4%
"Experts" were wrong. Prime rate is down at 4%. TD Canada Trust was the first of big Canadian banks to move on interest rates this afternoon when it announced that it has lowered its prime lending rate by 35 basis points to 4%, effective Oct. Read More...
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06 September 2008
Buying Mortgage Insurance? Lender vs Independent
I met with an insurance broker last night and she raised some interesting points while we were talking about mortgage (life) insurance. Most people buy insurance on their life when they get a mortgage to protect their loved ones in case of death of mortgagor. Read More...
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18 April 2008
Improve your beacon score – Part 2
Earlier this week, we talked about making your payments on time and keeping your balances at or below 75% of the limit. Those two items make up 65% of your beacon score. Let’s discuss the other 35%. How long is your credit history? Don’t cancel Read More...
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14 April 2008
Improve your beacon score – Part 1
Whether you have poor credit, excellent credit or something in between, there is always room for improvement on your beacon score. For starters, and most obvious, make your payments on time. Whether it’s a credit card, mortgage or personal loan Read More...
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